Terms and Conditions of Service Engagement

These terms govern your use of talumarexis’s consultation services. By accessing our site and services, you agree to adhere to these requirements, designed to protect both your interests and ours.

Last updated October 25, 2025

Acceptance of Terms

By utilising our consultation website, you accept and agree to follow these terms. If you do not agree, please do not use our platform or request services through talumarexis.

Definitions

These definitions clarify the terminology used throughout our terms and service descriptions for transparency.

‘Service’ refers to analytical reviews and recommendation consultations provided by talumarexis, not investment management or product sales.

‘Client’ means an individual or business seeking tailored financial recommendations for their situation.

‘Content’ means all written materials, guides, and documentation shared during consultations.

‘We’, ‘us’, or ‘talumarexis’ refers to the platform that delivers analytical financial guidance.

Service Use Guidelines

Use our service for personal insight and informed decision making. We do not guarantee results or provide direct product sales or fund management.

Eligibility

Our services are only available to adults who meet the age and legal criteria for receiving financial recommendations in Australia.

Persons under 18 are not eligible for our services.

User Responsibilities

Users agree to submit accurate information, communicate legally, and follow consultation rules outlined in these terms.

Use the recommendations provided responsibly and not as a substitute for independent professional advice.
Maintain confidentiality regarding the reports and materials received from talumarexis.
Do not use our content or materials for unauthorised commercial use or redistribution.
Alert us to any misuse, error, or concern promptly for correction or investigation.

Prohibited Uses

Abuse or misuse of our website or recommendations is not permitted in any form.

Do not use the service to solicit illegal financial activity or advice.
Do not misrepresent your identity or provide false information in consultations.
Do not attempt to hack, disrupt, or impair the website, its services, or its users.
Do not submit offensive, discriminatory, or unlawful content through our forms.
Do not reproduce, resell, or misappropriate proprietary content or reports without permission.

Intellectual Property Rights

All materials, reports, and analytical content provided during consultations remain the intellectual property of talumarexis. Duplication, copying, or redistribution without explicit written consent is prohibited.

Client Content Rights

You retain ownership of information you submit to us, subject to our privacy and confidentiality commitments.

Your Rights to Content

Clients may request rectification, erasure, or a summary of their own details stored within our system.

Your Privacy Protection

We maintain high privacy standards in line with Australian regulations and will never share, sell, or use your data outside the agreed consultation purposes. Please review our detailed privacy policy for more details.

Read Privacy Policy

Disclaimer and Limitation Statement

We provide recommendations and analysis with integrity and to the best of our ability, but cannot promise outcomes or future market results.

Important Notice

Recommendations are offered for insight and guidance purposes only. Past performance does not guarantee future outcomes, and results may vary.

Limitation of Liability

Our responsibility is limited to the services delivered directly via talumarexis. We are not liable for external market factors or decisions made based on our reports.

Indemnification

Clients agree to indemnify and hold talumarexis harmless against losses incurred due to misuse or misrepresentation of recommendations or materials.

Resolving Disputes and Complaints

Disputes should be addressed through written notice. We commit to a fair, transparent process for review and resolution.

Arbitration

Should a dispute arise, both parties agree to seek mediation or arbitration as a means of resolution, in line with Australian law.

Arbitration is considered before further legal escalation.

Online Dispute Resolution Rights

An online dispute resolution (ODR) process is available for Australian consumers through relevant government agencies.

Find ODR information here

Severability

If any part of these terms is deemed unenforceable, the remainder remains in effect.

Entire Agreement Statement

These terms represent the full agreement between you and talumarexis concerning consultation services.

Applicable Law and Jurisdiction

These terms follow Australian law and disputes fall under the jurisdiction of local courts.

Termination

talumarexis reserves the right to terminate services or access where terms are violated or misuse is suspected.

Modifications

We may update these terms as needed and clients will be notified of significant changes.

Contact for Service Terms

For any term-related query, contact our team via the details below.

Email information: content@talumarexis.com

Telephone: +61-7-9106-0760

Office address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Effective date notice: October 25, 2025

Version: 2.3